Stop Loan Modification Fraud

Are You a Victim of
a Real Estate Scam?

File a Complaint
or call 1-800-952-5225

For More Information

Are You Having Trouble Paying Your Mortgage?

  • Contact your lender immediately!
  • You may be able to negotiate a new repayment schedule.

For Free Help

For Foreclosure Consultants

  • Register with the Department of Justice

Brown Orders Mortgage Foreclosure Consultants to Post $100,000 Bond or Face Prosecution

Threatening possible criminal and civil prosecution, Attorney General Brown ordered 386 mortgage foreclosure consultants to post $100,000 bonds and register with his office. Brown also unveiled a new loan modification fraud website (http://ag.ca.gov/loanmod).

Brown Exposes Inner Workings of Loan Modification Boiler Room

Responding to a report that exposes the inner workings of a loan modification boiler room, Brown warned homeowners to avoid shadowy and unscrupulous loan modification consultants who use aggressive telemarketing tactics and charge thousands of dollars in upfront fees for foreclosure relief.

Brown Sues 21 Individuals and 14 Companies Who Ripped Off Homeowners Desperate for Mortgage Relief

As part of a massive federal-state crackdown on loan modification scams, Attorney General Edmund G. Brown Jr. announced the filing of legal action against 21 individuals and 14 companies who ripped off thousands of homeowners desperately seeking mortgage relief.

Brown Sues Foreclosure Consultant and Attorney Who Conned Homeowners into Paying Thousands for Phony Lawsuits

Attorney General Edmund G. Brown Jr. sued a foreclosure consultant and an attorney -- Paul Noe Jr. and Mitchell Roth - who conned 2,000 desperate homeowners into paying exorbitant fees for phony lawsuits to forestall foreclosure proceedings.

Individuals and Businesses Brown Has Sued

Individuals

  • Eric Pony
  • Paulette Pony
  • Wilma Pony
  • Eli Hassine
  • John D H N Nielsen
  • Carol Pencille
  • Sibpun Ampornpet
  • Dean Storm
  • Quentin Hazell
  • Hakimulla Sarpas
  • View Full List

Businesses

  • Lifetime Financial
  • E. Pony, Inc.
  • Nations Mortgage, Inc.
  • Greenleaf Lending, Inc.
  • Virtual Escrow, Inc.
  • Olympic Escrow, Inc.
  • Direct Credit Solutions, Inc.
  • Federal Land Grant (FLG), LLC
  • Land Grant Services, LLC
  • KBS Resources, LLC
  • View Full List

5 Tips to Avoid Being Scammed

  1. Don't pay up-front fees. Foreclosure consultants are prohibited by law from collecting money before services are performed.
  2. Don't ignore letters from your lender or loan servicer. Responding to those letters is your best bet for saving your house.
  3. Don't transfer title or sell your house to a "foreclosure rescuer." Beware! This is a scam to convince homeowners they can stay in the home as renters and buy their home back later. It might also be part of a fraudulent bankruptcy filing. Either way, a scammer can then evict the victim and take the home.
  4. Don't pay your mortgage payments to anyone other than your lender or loan servicer. Mortgage consultants often keep the money for themselves.
  5. Never sign any documents without reading them first. Many homeowners think that they are signing documents for a loan modification or for a new loan to pay off the mortgage they are behind on. Later, they discover that they actually transferred ownership of their home to someone who is now trying to evict them.

Is Your Foreclosure Consultant Registered?

Real People. Real Stories.

Image of Ruelas speakingRene Ruelas was contacted by a loan modification scammer who promised to save his family’s home. The scammers charged him over $3500 and provided absolutely no service or relief.